Fractional CFO

CFO judgment in the room, without the full-time seat.

Cash strategy, scenario planning, fundraising support, and the financial story behind your growth. Real senior finance experience for the decisions that need it, well before a full-time CFO makes sense on the payroll.

Board Report, Q3 FY26 Confidential
Cash
$4.1M
+$0.3M
Runway
18 mo
+3
Net burn
$210K
-12%
Gross margin
64%
+5pt
CFO Summary

Burn improved on the Q2 cost actions; runway now clears the next raise with margin. Recommend opening the Series A conversation in Q4 from a position of strength rather than need.

What's included

The seat at the table, filled.

A fractional CFO isn't a part-time bookkeeper with a bigger title. It's senior judgment on the decisions that move the business, cash, capital, and the story you tell the people funding it.

Cash & runway management

A 13-week cash view and a runway model you can steer by, so you're never surprised by the number that matters most.

Capital & fundraising

Raise readiness, model and data room, and a story investors believe, with someone who's sat across the table in the room.

Board & investor relations

Board materials owned end to end, and the narrative that goes with them, clear asks, honest risks, no surprises.

Unit economics & pricing

What actually makes (or loses) money per customer, product, or channel, and what to do with that once you know.

Strategic planning

Long-range plans, scenarios, and the financial framing behind big bets, expansion, hiring, M&A, before you commit.

M&A & diligence support

Buy-side or sell-side, we run the financial diligence and modeling so the deal stands on numbers, not optimism.

In the room

The board report, owned end to end.

Most founders dread board prep, days of deck-building, then questions the numbers can't quite answer. We take it off your plate entirely: the package, the commentary, and the hard conversations behind it.

You walk in with a story that holds up, the risks named before someone else names them, and a clear ask. That's the difference between reporting to a board and leading one through the numbers.

  • Board package built, written, and rehearsed, not thrown together
  • Cash, runway, and the raise timed before you're forced to
  • A principal in the room, not a deck handed off to junior staff
Runway scenarios
Base case
18 mo
on plan
Downside
13 mo
hiring slips
Upside
24 mo
+raise

Even the downside clears 12 months. That gives us room to raise on our timeline, not the bank balance's, the case for opening conversations in Q4.

How an engagement runs

Judgment, on a cadence.

A fractional CFO works because the senior thinking shows up on a rhythm, not just when something's already on fire. Here's how the engagement runs.

1

Assess

We pressure-test cash, model, unit economics, and the cap table, and surface the financial risks and opportunities you can't see from inside.

2

Set strategy

We turn that read into a plan: runway targets, the raise timeline, pricing and margin moves, and the financial framing for the big decisions ahead.

3

Steer monthly

A standing cadence, cash, KPIs, and the call on what's working and what isn't, so finance leads decisions instead of reacting to them.

4

In the room

Board meetings, investor conversations, lender and diligence calls, we're there with you for the moments where a CFO actually earns the seat.

Customer story, coming soon

A raise timed from strength.

We're finishing a client story, how fractional CFO support turned a cash scramble into a raise opened on the founder's timeline, not the bank balance's. Check back soon, or reach out and we'll walk you through it.

+3 mo
Runway recovered
-12%
Net burn
Q4
Raise opened on plan

Let's put senior judgment in the room.

Tell us the decision keeping you up, the raise, the runway, the next big bet. We'll tell you how we'd approach it.

andy@scenarioone.com · United States, remote

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